Cost of Living in Nashville, TN, United States

Updated On July 19, 2023

How Much Does It Cost to Live In Nashville, TN?

Nashville is a city in Davidson County, the capital of the American state of Tennessee, and, of course, the capital of country music.

It has been Tennessee’s largest city as of 2017.

It is usually called the “Country Music Capital of the World” or more often “Music City, USA”.

The cost of living in Nashville has doubled just in the past five years. Davidson County (Metro / Nashville) has even tripled in most areas.

The cost of living is high and wages are low.

But the place is growing.

However, still, the food isn’t getting rave reviews, and, aside from (country) music, culture is hard to find.

Cost of Living Index:
74.2
* Based on Research & User Data
Restaurants

RESTAURANTS

Restaurants can be pricey but you can find cheaper places with good quality food if you look and research what you want.

Food isn’t very diverse in here and even when it is, it’s pricey.

Like all cities, you’ll find restaurants that are more upscale and areas that are more low-income.

You can expect to eat in an inexpensive restaurant for no less than 20$.

Markets

MARKETS

Groceries are taxed but seem to be less expensive than elsewhere in the country.

You should definitely try cooking sometimes – preparing your meals by yourself will cost you much less than eating out.

Nashville has all the regular stores and supermarkets most major cities have and the prices are pretty reasonable and affordable.

Transportation

TRANSPORTATION

Nashville MTA, the state’s public transport, has routes that operate throughout downtown and the surrounding area.

It isn’t too expensive: a ticket is 2.50$ for an adult local fare.

An all-day pass for an adult is 5.25$.

Most of the garages downtown are around 5$ most nights.

Utilities

UTILITIES (MONTHLY)

As for the rest of the utilities, they are actually pretty high, if not the highest in Tennessee.

For example, for an apartment of 85m2, all basic utilities – including electricity, along with heating and cooling, water, gas, and garbage services – will cost you as much as 200$ which is above the state’s average.

Sports and leisure

SPORTS & LEISURE

If you’re into staying fit by practicing fitness or going to the gym, Nashville has you covered!

Namely, becoming a member of a gym or a fitness club will cost you a bit over 57$ a month, which is reasonable.

Cinema, in turn, is on par with other Tennessee cities, but still somewhat expensive – 15$ per seat.

Clothing and shoes

CLOTHING & SHOES

Nashville offers the best shopping places found in any major city.

It has stores downtown, and if you’re looking for malls, Nashville has them and they’re reasonably priced.

Here you can buy a pair of quality jeans like Levi’s for a bit more than 50$, and pair of sneakers like Nike for nearly 90$.

Rent per month

RENT PER MONTH

As a result of the high demand for housing, both house prices and rental rates have gone up faster than average incomes.

Rent has climbed 75% in the last decade which is why you shouldn’t expect to find a cute apartment anywhere near the center for less than 2000$ – and that goes for one-bedroom apartments!

If you want to move into a larger apartment, then prepare to cash out nearly 3900$.

Cost of Living Averages Table for Nashville, TN

*Note: All prices are indicated in USD.
Average Restaurant Prices
Meal (Inexpensive Restaurant)$19.50
Domestic Beer (0.5 Liter)$5.62
Water (0.33 Liter)$1.92
Average Market Prices
Milk (1 Liter)$1.03
Loaf Bread (500g)$3.92
Eggs (12)$4.33
Average Transport Prices
One Way Ticket$2.50
Monthly Pass$65.0
Gasoline$0.87
Average Utilities Prices
Basic (Water, Electricity, Garbage, Heating, Cooling)$191.2
1 min. of Prepaid Mobile Tariff Local$0.10
Internet (Unlimited Data, Cable/ADSL)$80.29
Average Leisure Prices
Fitness Club, Monthly Fee for 1 Adult$57.25
Tennis Court Rent (1 Hour)$12.67
Cinema, 1 Seat, International Release$15.5
Average Clothing Prices
1 Pair of Jeans (Levis 501 Or Comparable)$51.57
1 Summer Dress in a Chain Store (Zara, etc...)$37.4
1 Pair of Adidas Walking Shoes (Mid-Range)$90.31
Average Rent Prices
Apartment (1 bedroom) in City Center$2085.00
Apartment (1 bedroom) Outside of Center$1557.00
Apartment (3 bedrooms) in City Center$3830.77

How Does the Average Person Spend Their Money in Nashville, TN?

Rent is the biggest expense of anyone living in Nashville, along with food which is definitely one of the most expensive aspects of living in this city, if not the most expensive one.

Rent has climbed 75% in the last decade due to Nashville’s popularity, so renting and buying are unfathomably expensive these days.

Apart from food and rent, people spend a lot of money on transportation (and this includes gasoline expenses, taxi rides as well as car rental expenses) and restaurants – since there are many people who are used to eating all three of their meals in restaurants.

Average Costs Breakdown

12.6%
28.9%
7.5%
7.2%
4.1%
1.6%
38.2%

Nashville, TN: Average Salary, Minimum Wage & Mortgages

Wages are fairly low in Nashville compared to the cost of living and many people work several jobs to make ends meet.

If you have a decent job, expenses are affordable in Nashville – but barely.

Economy-wise, the city is still growing and has a pretty good foundation.

Employment in tourism is easy to find but the pay compared to the working hours is not the best.

You can be paid well depending on what your skills are, same as anywhere.

The minimum wage in Nashville is around 1200$ – and though the prices are higher in this city too, this is still a reasonable amount of money that just goes in line with the high standard of living in Tennessee.

Average Salary$4738.73
Minimum Wage$1256.67
Mortgage Interest Rate6.56%

Nashville Safety Overview

READ THE FULL REPORT: Nashville Safety Review

Safety Index:
58
  • OVERALL RISK: MEDIUM
  • TRANSPORT & TAXIS RISK: LOW
  • PICKPOCKETS RISK: LOW
  • NATURAL DISASTERS RISK: MEDIUM
  • MUGGING RISK: MEDIUM
  • TERRORISM RISK: MEDIUM
  • SCAMS RISK: LOW
  • WOMEN TRAVELERS RISK: LOW

Cost of Living by City in Nashville, TN

CityCost of Living Index
Albany, NY72.4
Albuquerque, NM72.4
Anchorage, AK72.4
Ann Arbor, MI72.4
Arlington, TX72.4
Asheville, NC72.4
Atlanta, GA72.4
Austin, TX72.4
Bakersfield, CA72.4
Baltimore, MD72.4
Bellevue, WA72.4
Bellingham, WA72.4
Berkeley, CA72.4
Birmingham, AL72.4
Boise, ID72.4
Boston, MA72.4
Boulder, CO72.4
Brooklyn, NY72.4
Buffalo, NY72.4
Burlington, VT72.4
Charleston, SC72.4
Charlotte, NC73.33
Chattanooga, TN72.4
Chicago, IL72.4
Cincinnati, OH72.4
Cleveland, OH72.4
Columbia, SC72.4
Columbus, OH72.4
Dallas, TX72.4
Dayton, OH72.4
Denver, CO72.4
Des Moines, IA72.4
Detroit, MI72.4
El Paso, TX72.4
Eugene, OR72.4
Everett, WA72.4
Fayetteville, AR72.4
Fort Myers, FL72.4
Fort Wayne, IN72.4
Fort Worth, TX72.4
Fresno, CA74.2
Gainesville, FL74.2
Grand Rapids, MI74.2
Greensboro, NC74.2
Hartford, CT74.2
Honolulu, HI74.2
Houston, TX74.2
Huntsville, AL74.2
Indianapolis, IN74.2
Irvine, CA74.2
Jacksonville, FL74.2
Jersey City, NJ74.2
Kansas City, MO74.2
Knoxville, TN74.2
Las Vegas, NV74.2
Lexington, KY74.2
Little Rock, AR74.2
Long Beach, CA74.2
Los Angeles, CA74.2
Louisville, KY74.2
Lubbock, TX74.2
Madison, WI74.2
Memphis, TN74.2
Miami, FL74.2
Milwaukee, WI74.2
Minneapolis, MN74.2
New Orleans, LA74.2
New York, NY74.2
Oakland, CA74.2
Oklahoma City, OK74.2
Olympia, WA74.2
Orlando, FL74.2
Peoria, IL72.4
Philadelphia, PA72.4
Phoenix, AZ72.4
Pittsburgh, PA72.4
Portland, ME72.4
Portland, OR72.4
Raleigh, NC72.4
Reno, NV72.4
Richmond, VA74.2
Rochester, NY74.2
Sacramento, CA74.2
Saint Louis, MO74.2
Saint Paul, MN74.2
Saint Petersburg, FL74.2
Salem, OR74.2
Salt Lake City, UT74.2
San Antonio, TX74.2
San Diego, CA74.2
San Francisco, CA74.2
San Jose, CA74.2
Santa Barbara, CA74.2
Santa Rosa, CA74.2
Seattle, WA74.2
Spokane, WA74.2
Springfield, MO74.2
Syracuse, NY74.2
Tacoma, WA74.2
Tallahassee, FL74.2
Tampa, FL74.2
Toledo, OH74.2
Tucson, AZ74.2
Tulsa, OK74.2
Vancouver, WA74.2
Virginia Beach, VA74.2
Washington, DC74.2
West Palm Beach, FL74.2
Wichita, KS74.2

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